Money is need of every person and everyone wants to save money for future use. When it comes to saving we can even not track out the easier ways of savings. It can be difficult to figure out the ways to save money rather than spending it. The word saver and spender are opposite in meaning, one of them is easy to do like spending money while other is a bit difficult.
Tips For Saving Money
I think when our budget is very tight; the single expenditure of money can ruin the whole goal of saving it. Here are different ways that can be used to save money.
- First of all find a way to save money and then stick to it to achieve your goal. Make a record of your expenditures. For example in the whole month what you have brought, what you have eaten are included. It also includes a cup of tea which you take and how much time you repeat it should be recorded. Categorize your expenditures. For example the expenditure of grocery shopping must be separated from other bills of that month.
- Now when you got an idea of your all expenditures then try to make a Budget to save money. Try to limit your expenditures. Do not include that expenditure which occurs once after a few months.
- Now make plan of saving money. Do not buy non essential things. For example if you are going to do grocery shopping then put your money required to shop grocery in your hand bag and then make a list of what you have to buy. Always eat something before going to shop as it will make you feel less hungry and you will buy less things. Never buy any item which is not mentioned in the list.
- You can also make savings from electricity and gas bills by their less consumption. Try to switch off your TV, lights and heater when no one is in the room. Try to use energy saver in the home. Shut down your computers and laptops when you are not using them.
- Try to save money when buying cloths because if you will start following the trendy styles of clothes you will soon have no money.
- Now a day’s people use to spend a lot on their weddings. It is only a show off to society and it should be avoided. Islam also frowns on costly marriages.
- Try to find a company with whom you can save money rather than spending it or avoid people which are keen to spend money.
- There are many person which are habitual of taking coffee, taking drink, taking tea etc thrice a day. Try to give up these kinds of habits in this way you will soon achieve your goal.
- Never spend money more than your status because it might leads to distortion of your idea of saving money. Because from my point of view change in your life style can brought change in your personality.
- We can also save money by avoiding extra use of cold drinks.
- Cigarettes and other tobacco products are also wastage of money so try to avoid using these dangerous things not only for your money but also for your health.
We all can save money by controlling our expenditure and all we need is to control our self. For more general tips keep on visiting Tips.PK.